Identity Verification

Identity Verification (ID&V) ensures that an applicant is the one who he or she claims to be. This requires the applicant to provide personal identity data which is sent to an identity verification service. The service checks the applicant’s data and returns qualitative information to the app.

Generally, there are 2 types of ID&V solutions in the market:

• Data ID&V: Verifies provided data against public and proprietary private databases for a match to authenticate the applicant. This procedure finds false identities and prevents fraudulent activity.
• Selfie ID&V: Verifies provided selfie photo against the scanned document ID (Driver License, Government ID, or Passport) and authenticates the applicant in case of positive match.

These 2 ID&V solutions can be used individually or combined, for better results. The Identity verification module in Temenos Digital Origination is implemented by using two third-party identity verification vendors:

• IDology: Executes data identity and verification.
• authID: Executes selfie identity and verification.

Components

The Identity Verification section contains the following list of components:

Component Name	Instance Name
com.nuo.MultipleQuestions	MultipleQuestions
com.nuo.Roadmap	Roadmap
com.dbx.bannerError	bannerError
olb.dbx.customheaderNUOV2	customHeaderNUO
com.dbx.customfooter	customfooter
com.nuo.loading	loading
com.dbx.navButtons	navButtons
com.dbx.popup	popup

Configurations

The system administrator will have the capability to configure this module from the Spotlight app. For more information about the configurations, click here.

Extensibility

By using the Extensibility feature, you can customize the modules based on your requirements. For more information, refer to Extensibility.